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And while this implementation is California-specific, it does speak to a wider desire from governments to enforce age verification on a legal level—even if in this case, it seems virtually impossible to effectively enact.

Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.

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This article originally appeared on Engadget at https://www.engadget.com/ai/anthropics-claude-can-now-absorb-your-past-conversations-with-other-ai-chatbots-153201656.html?src=rss

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